Visiting Professor of Finance with four decades at the intersection of corporate practice and classroom rigour — interpreting markets, valuations, and the discipline of investing for India's next generation of business leaders.
The most valuable lesson in finance is the one a textbook cannot offer — the lived experience of decisions made under uncertainty.
A Chartered Accountant by training, I spent twenty-five years in the corporate world, navigating financial strategy, capital decisions, and the day-to-day judgements that determine whether enterprises endure or unravel. That practice forms the spine of how I teach today.
For the past fifteen years, I have been a visiting faculty member at leading Indian business schools, where my courses explore the architecture of financial analysis — how to read a company, how to value it, and how to separate signal from noise in equity and mutual fund markets.
My approach is unapologetically applied. Cases are drawn from Indian markets. Frameworks are stress-tested against real filings. Students leave with not just models, but the instincts to question them.
"The most profitable allocation decisions are also the most emotionally difficult. The framework must be robust enough to act on when consensus sentiment is most extreme in the opposite direction."
Discounted cash flow, relative valuation, and the practical judgement calls that separate good models from defensible ones in Indian listed markets.
Reading factsheets beyond returns — risk-adjusted performance, style consistency, expense drag, and the long-arc compounding of disciplined choices.
Annual reports as primary documents. Ratio analysis as a language. The skills to interrogate management commentary and decode what numbers don't say.
As Q4 earnings season crosses the quarter-way mark, 1,264 of 4,976 listed Indian companies have reported — and the picture has not just held, it has improved. Aggregate net profit growth has accelerated to 20.20% year-on-year, with 745 companies reporting positive growth against 519 declines. The headline belongs to mid caps: net profit growth has climbed to 35.38% — nearly 3.5× the Nifty 50 pace. The full report breaks down each segment with company-level analysis, a sector scorecard, and a three-horizon market impact view.